Uhaul insurance is one of those things that can be a bit confusing, especially when it comes to what it covers. In this article, we will answer some of the most commonly asked questions about Uhaul insurance, and hopefully, help you figure out what you need coverage for.
So, what does U Haul insurance cover?
What Does U-Haul Insurance Cover?
U-Haul provides many insurance options
, albeit some are only available for certain kinds of equipment.
Safemove
U-Safemove Haul’s insurance package is available for moving trucks but not cargo vans or pickup vehicles. Safemove comes with:
Damage waiver: Covers accident damage to U-Haul rental equipment, but not accidents with above objects such as overpasses.
Cargo coverage: Covers cargo damage caused by an accident, fire, overturn, or windstorm.
Life/medical insurance: Coverage for the driver and passengers’ medical expenditures.
Safemove Plus
Safemove Plus protects moving vehicles and contains the following features:
- Damage waiver, cargo protection, and life/medical protection are all included in the Safemove package.
- Coverage with no exclusions: Unlike the original Safemove package, the damage waiver coverage in Safemove Plus covers overhead collision damage.
- Supplemental liability coverage: Provides an additional $1 million in personal liability coverage.
- Coverage for pickup trucks and cargo vans
U-Haul only provides collision damage waiver coverage for its cargo vans and pickup vehicles, with a $150 deductible for unintentional damage. Corporate clients may be subject to additional deductibles.
Safetow
Safetow coverage is provided by U-Haul for vehicle transfer, trailer, and tow dolly rentals. It protects rental equipment against damage, includes life and medical costs coverage for drivers and passengers, and provides different levels of cargo protection.
Safetrip
Safetrip provides flat-rate roadside assistance that includes:
- Fuel supply
- Vehicles stuck
- Trailer hookup issues
- Jump starts
- Service for lockouts
- Lost keys
Read: What Time Does U Haul Open in 2022?-(Here is An Answer)
what does safemove cover?
When you’re ready to haul your possessions, it’s important to know what does u haul insurance covers. Safemove has a variety of policies that can protect your belongings while in transit. Here is a list of some of the coverage that our policies provide:
Liability Coverage: This policy will help cover any financial losses that may occur as a result of an accident or theft on your property while in transit.
Excess Liability Coverage: This policy will help cover any additional expenses that may arise from an accident or theft on your property, such as medical expenses and lost wages.
Personal Property Damage: This policy will help cover any damage to your personal belongings, such as clothes and electronics, during transit.
To learn more about safemove’s coverage options and to get started quoting your transport needs, contact U haul today!
How much is u-haul insurance?
U-Haul insurance covers the contents of your vehicle, including the vehicle itself, personal property inside the vehicle, and any other people or items in the vehicle. Coverage varies by state and can typically include both property damage and bodily injury. Make sure to read your policy specifics for more information.
The cost of U-Haul insurance depends on your location. Safemove insurance packages cost $14 to $16 per day, while Safemove Plus cost $30 per day.
Does u haul insurance cover damage to other vehicles?
If you are a registered owner of a vehicle that is in the truck or trailer being hauled, then your policy most likely does include coverage for damage to other vehicles. This is because the policy is considered an “occurrence” and it is important to protect yourself and the other drivers involved. Make sure to read your policy carefully to see if there are any exclusions or limitations.
Exclusions
- In the event of a collision with an overhead object, Safemove does not cover the cost of damaged tires or equipment.
- Canada, Connecticut, Louisiana, New Jersey, and New York do not provide Safemove Plus.
- Rocking a U-Haul truck to pull it out of mud or snow can cause transmission damage, which is not covered by Safemove or Safemove Plus.
- Safemove, Safemove Plus, and Safetow do not protect your own car or its contents, even if it is being towed by U-Haul auto transport equipment or a U-Haul moving truck.
- Damage to the transmission of a U-Haul truck can occur if it is rocked to free it from mud or snow, and this is not covered by Safemove or Safemove Plus.
Also Read: What Time Does U Haul Open in 2022?-(Here is An Answer)
Conclusion
Hopefully, this article has helped you understand what U-Haul insurance covers and which items are not covered. If you have any other questions about what is or isn’t covered under your policy, don’t hesitate to reach out to our customer service team. We would be happy to help you get the coverage that you need and deserve.