Does Credit Card Cover Turo Rental?-(The In-Depth Guide)

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Have you ever been curious about whether your credit card covers Turo rental? Well, you’re in luck! In this article, we’ll be taking a deep dive into the world of Turo rental car and credit cards, so that you can be informed the next time you rent a car.

Does Credit Card Cover Turo Rental?

If you’re thinking about renting a car through Turo, you may be wondering if your credit card will cover the rental. The short answer is that it depends on your credit card and your insurance policy. We’ve got all the details for you here so you can make the best decision for your situation.

If you have a credit card that offers rental car insurance, you may be covered for damages to the rental car as well as liability coverage. However, it’s important to read the fine print of your credit card agreement to see what exactly is covered.

You’ll also want to check with your personal auto insurance policy to see if you’re already covered for rental cars. In most cases, your personal auto insurance will not cover damages to a rental car.

If you don’t have rental car insurance through your credit card or personal auto insurance, you can purchase it through Turo. Turo offers two different kinds of rental car insurance – liability only and collision and comprehensive.

Liability only covers damages that you may cause to someone else or their property while driving the rental car. Collision and comprehensive coverage will cover damages to the rental car regardless of who is at fault.

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Turo SupportOpens in a new tab. further explains:

It’s very unlikely that your credit card company provides coverage for damage to a car booked through Turo. It’s even less likely that it provides liability coverage for injuries or damage you may cause to other people or their property. That’s because Turo is not a rental car company. We’re a peer-to-peer car sharing platform, so credit card companies may provide no coverage for a car booked through Turo.

Of course, we can’t provide advice on the specific terms of any coverage that your credit card may or may not offer. You’ll want to carefully review the terms they provided you and contact them if you have coverage questions.

Does Credit Card Cover Turo Rental?

Does Turo Rental Require a Credit Card?

The short answer is yes, Turo does require a credit card in order to rent a car. However, there are some things to keep in mind when using a credit card to cover your Turo rental. In this article, we’ll go over everything you need to know about using a credit card to cover your Turo rental, including what types of cards are accepted and what other options are available if you don’t have a credit card.

Credit Cards Accepted by Turo

Turo accepts Visa, Mastercard, and American Express credit cards. If you’re using a debit card or prepaid card, you’ll need to have the funds available in order to cover the cost of the rental, as well as any damages that may occur during the rental period.

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What if I Don’t Have a Credit Card?

If you don’t have a credit card, you can still rent a car from Turo. However, you’ll need to provide a security deposit equal to the cost of the rental, which will be refunded once the car is returned. You can also choose to pay for your rental with PayPal or Apple Pay.

Does Credit Card Cover Turo Rental?
Does Credit Card Cover Turo Rental?

How to Use a Credit Card for Turo Rental?

If you’re looking to use a credit card for Turo rental, there are a few things you need to know. In this blog post, we’ll go over how to use a credit card for Turo rental, what to do if your card is declined, and how to make sure you’re getting the best deal.

Using a credit card for Turo rental is a great way to save money. You can often get discounts of up to 25% off your rental when you pay with a credit card. However, there are a few things you need to keep in mind.

First, make sure your credit card has enough available funds to cover the cost of the rental. If your card is declined, you’ll need to either pay with another form of payment or cancel the reservation.

Second, be sure to read the terms and conditions of your rental agreement carefully. Some rental companies may charge additional fees for using a credit card, so be sure to check for these before you book.

Finally, remember that you’ll need to present your credit card when you pick up the car. Make sure you have it handy so that you can avoid any delays in getting your rental car.


In short, yes, your credit card will most likely cover your Turo rental car. However, it’s important to check with your card issuer to be sure as coverage policies can vary. Additionally, keep in mind that you may be responsible for any damages not covered by your policy, so it’s always a good idea to purchase additional insurance when renting a car.

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Chelsea Gates is one of our writers who is a big fan of travel and road trips. Car is an essential part of travel in the USA and car rental services are an excellent way to get around and to create an exciting unique trip. It can be challenging to navigate rules and regulation among different rental companies and states. As an author for this blog Chelsea shares her experience and tips on all rental services that she had to navigate during the travel. She is always on the move and shares her views and discoveries with our readers.

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