How Much Does U Haul Hold on Credit Card?-(Local Moves, One-way+ Others )

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U haul has become a popular choice for moving large items across the country, and for good reason. They offer competitive rates, free pickup and delivery, and a great selection of trucks and trailers to choose from.
But how much does U Haul hold on your credit card? In this full guide, we’ll explain everything you need to know before signing up for a Uhaul account.

Does U-Haul have a Hold on Your Card?

Uhaul is a great way to get your furniture and other household items delivered right to your door.

Yes, on all local moves, U-Haul puts a hold on the estimated amount on your account. Once you return the equipment and they know how much to charge your account, they use the amount held to pay the total amount due. U-Haul charges your card the full amount during pickup for a one-way move.

If the amount held exceeds the amount total amount due, your bank is responsible to send the rest back to your account. Check with your bank to find out how long it takes for them to return any money that is due back to your account.

If the amount you owe is more than the amount held, U-Haul will charge you for the amount held and any other amounts owed in a separate transaction. Most of the time, held funds are released 5 business days after the last transaction. If the held amount is still not available after 5 business days, contact U-Haul for help.

How Much Does U-Haul Hold on Credit Card?

How Much Does U Haul Hold on Credit Card?
How Much Does U Haul Hold on Credit Card?

U-Haul holds an estimated amount of your rental for an in-town move. After you return the equipment, they charge the rental amount and return the rest to your financial institution. They charge your card the full amount during pickup for a one-way move.

If the amount held exceeds the amount total amount due, your bank is responsible to send the rest back to your account. Check with your bank to find out how long it takes for them to return any money that is due back to your account.

Can I Get a Rental Without U-Haul Putting a Hold On My Card?

If you are moving locally, there will usually always be a hold on your credit card. When you return all of the equipment, the precise amount to be charged will be deducted from the amount withheld on your card. Some U Hauls may not need a hold on your account.

They must ensure that they get their money from you. Putting a hold on your account may be inconvenient, but it is unavoidable. U Haul would lose money if you choose not to pay for the rental.

If you can secure a rental without them placing a hold on your card, go ahead and do it. Just be aware that this may not be the case for you. They will most likely want to place a hold on your card.

However, for the most part, you will have to get a hold placed on your account. It is unreasonable to expect that there would be no hold placed on your account. U Haul has its own set of rules.

How does paying for U-Haul work?

You may pay with a credit card, a debit card, or cash. For pickup and van rentals, cash is accepted. However, a genuine credit or debit card with a major credit card logo must be provided in the renter’s name.

The rental fee and the credit card processing fee will be added together and billed to your credit card. There is no surcharge for using a debit card.

After the rental is complete, the company will send you an email receipt (a copy of which is also included in your rental confirmation email). You can track your rented truck online at in a new tab. You can also call customer service at 1-800-U-HAUL (1-800-968-5283) to confirm that your truck is registered and available for pick up.

How Much Does U Haul Hold on Credit Card?

Can You Negotiate with U-Haul?

U-Haul is a great resource for moving, but it can be hard to negotiate a deal with them. Here are five tips to get the best deal on your move.

  • Know your limit. Before you start negotiating, know your U-Haul’s Maximum Capacity, and don’t go over it. For example, if you have a 2,000-pound truck, don’t try to put 3,000 pounds in the bed. U-Haul will only allow up to 2,000 pounds in the truck and anything over that will cost you extra.
  • Don’t be afraid to ask for a discount. Most U-Haul stores offer discounts for customers who use their credit cards. Ask the cashier if they offer any discounts and use that as your starting point. For example, if you have a card with a 20 percent discount off your total purchase, ask for 20 percent off your total move price instead of trying to negotiate down from the maximum capacity of your truck.
  • Be prepared to haggle. If you’re not used to bargaining, don’t worry—U-Haul is used to it. Just be prepared to offer a lower starting price and work your way up if the cashier isn’t willing to go down far enough.
  • Don’t be afraid to ask for help. Sometimes, it’s hard to get a good deal on your own. If you need some help negotiating, ask the store workers for their advice. They’re usually more than happy to help out customers and can steer you in the right direction.
  • Bring a friend. Moving is a lot of work, and having someone by your side can make the process go faster and smoother.

Can You Dispute a U-Haul Charge?

If you have a dispute with a U-Haul charge, there are some things you can do.

First, review the contract and policy that was given to you when you rented the truck. Sometimes there is a clause in the contract that allows you to dispute the charge.

If there isn’t a clause in the contract or policy, then you can call U-Haul customer serviceOpens in a new tab. and explain what happened. They may be able to help you dispute the charge or give you a refund.

What Happens if you don’t Pay U-Haul Storage?

If you don’t pay your U-Haul storage fee, the company can take several actions, including:

1. Remove your vehicle and any belongings from the storage unit.
2. Sell your vehicle or belongings at auction.
3. Turn over your keys to the storage facility manager.
4. Place a lien on your property.
5. File a lawsuit against you.
6. Put a hold on future U-Haul transactions with the credit bureau.
7. Charge interest on outstanding payments.


If you’re in the market for a new moving company, U haul is definitely worth considering. Not only are they one of the most affordable options out there, but they also offer a variety of customization options that can make your move as easy or complicated as you’d like it to be. Plus, their customer service is top-notch so you can rest assured that whatever needs you may have will be taken care of.

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Chelsea Gates is one of our writers who is a big fan of travel and road trips. Car is an essential part of travel in the USA and car rental services are an excellent way to get around and to create an exciting unique trip. It can be challenging to navigate rules and regulation among different rental companies and states. As an author for this blog Chelsea shares her experience and tips on all rental services that she had to navigate during the travel. She is always on the move and shares her views and discoveries with our readers.

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